Which statement is true about workers' compensation components?

• A. Medical care and wage replacement
• B. Dental and vision
• C. Disability only
• D. Retirement benefits

Answer: (A)

The essential idea is that workers’ compensation provides two main types of benefits: medical care to treat work-related injuries and wage replacement to make up for lost income while you’re unable to work. This combination—treating the injury and protecting your earnings—is what the program is built around, so stating medical care along with wage replacement is the most accurate description.

Dental and vision are part of medical care in some plans, but they aren’t a separate, defining component of workers’ comp benefits. Retirement benefits aren’t part of workers’ compensation programs either, which focus on medical treatment and income protection during disability. Saying disability only leaves out the medical treatment aspect, so it’s incomplete.