Which of the following is NOT among the monopolistic workers' compensation states?

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Multiple Choice

Which of the following is NOT among the monopolistic workers' compensation states?

Explanation:
Monopolistic workers’ compensation states rely on a single, state-run fund as the exclusive provider of coverage for most employers. Private insurers are not allowed to issue most policies in these states. North Dakota, Ohio, and Washington are examples where the state fund is the sole option for coverage, so they are monopolistic. California, on the other hand, maintains a private-market option in addition to a state fund (the State Compensation Insurance Fund). Employers can obtain coverage from private insurers or through the state fund, so California is not monopolistic. That’s why California is the correct answer to the question.

Monopolistic workers’ compensation states rely on a single, state-run fund as the exclusive provider of coverage for most employers. Private insurers are not allowed to issue most policies in these states. North Dakota, Ohio, and Washington are examples where the state fund is the sole option for coverage, so they are monopolistic.

California, on the other hand, maintains a private-market option in addition to a state fund (the State Compensation Insurance Fund). Employers can obtain coverage from private insurers or through the state fund, so California is not monopolistic. That’s why California is the correct answer to the question.

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