What is the minimum participation required for TriNet to sponsor an employer's health plan?

• A. 50%
• B. 75%
• C. 25%
• D. 100%

Answer: (A)

Minimum participation refers to how many eligible employees must enroll in the health plan for TriNet to sponsor it. In this setup, the threshold is half of eligible employees, meaning at least 50% must participate. This level helps ensure the risk pool is large enough to keep premiums reasonable and the plan financially viable for both the employer and the insurer. If participation falls below that threshold, TriNet typically cannot sponsor the plan under that carrier, and the employer would need to boost enrollment, adjust who is considered eligible, or explore other plan options. Participation is calculated as the proportion of eligible employees who elect coverage; those who waive coverage don’t count as participants.