What is open enrollment?

• A. Upon hire
• B. The window of time when employees are allowed to enroll in, change, or drop benefits for the upcoming year
• C. Qualifying events such as marriage, birth of a child, or divorce
• D. It occurs only after a claim is submitted

Answer: (B)

Open enrollment is the defined period each year when you can enroll in, change, or drop benefits for the upcoming plan year. Elections made during this window typically take effect at the start of the new year, and you can adjust coverages like health, dental, vision, and other benefits, or add/remove dependents. It isn’t the moment you’re hired—that’s new-hire enrollment done at onboarding—and it isn’t about filing a claim, which is about using benefits rather than selecting them. Life events such as marriage or the birth of a child can trigger changes outside this window, but that is separate from open enrollment.